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Buyer's Guide

Homebuyer's Guide

Buying real estate with the Belliveau Realty Group is a smooth and enjoyable experience. We prioritize your goals and guide you through every step — from identifying the perfect property to negotiating the best price. With our deep Bay Area expertise and personalized approach, we provide the support, insights, and attention to detail you need to make informed, confident decisions and find the home that's right for you. This step-by-step first-time homebuyer’s guide created by our team will reduce the stress of buying a home and help you enjoy the journey.

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Step 1: Initial Discussion & Loan Pre-Approval

Let’s start with a conversation about your goals, timeline, and must-haves. We’ll build a personalized game plan and talk about lifestyle needs like commute, schools, and long-term plans. We’ll also connect you with a trusted lender (if you don’t already have one) to get pre-approved. This gives us a clear idea of your purchasing power and positions you as a serious, qualified buyer—ready to move fast when the right home comes along.

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Step 2: Start Your Property Search

Now the fun begins! We’ll start reviewing properties online, explore neighborhoods that match your lifestyle, and schedule private tours to see your favorites in person. After each showing, we’ll regroup and refine your search based on what you liked—or didn’t—to get us closer to “the one.”

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Step 3: Review Disclosures & Comparable Homes

Disclosures give us a behind-the-scenes look at the condition of the home, including any known issues or recent repairs. When a home catches your eye, we will review the disclosures together and talk through any unusual items and guide you on how they may affect your decision or offer strategy. You’ll be fully informed, so you can move forward with confidence. We’ll also run a market analysis to compare nearby homes and help you understand value, so your offer is both competitive and well-informed.

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Step 4: Make an Offer

Once you're ready, we’ll put together your offer—including price, contingencies, and strategies to make it stand out. Our goal: a strong, clean offer that protects you while aligning with your goals. We’ll handle all the logistics and make sure you feel confident every step of the way.

Dedicated Service, Real Results

Finding the perfect home and navigating the purchase process can be daunting. Leverage our knowledge and expertise and enjoy your personalized real estate journey.

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Step 5: Negotiate & Get Your Offer Accepted

Whether we’re negotiating price, terms, or repairs, we’ll be by your side to advocate for your best interests. If the seller counters, we’ll walk through options together. Once we reach agreement—congrats! You’re officially in contract and we’ll move swiftly into the next phase.

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Step 6: Deposit & Loan Process Kickoff

Once your offer is accepted, your earnest money deposit is due—usually the next business day. This shows good faith and goes toward your down payment. At the same time, your lender will begin the full loan process, order the appraisal, and start underwriting. We'll coordinate closely with your lender to keep things on track.

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Step 7: Plan Your Move

This is the time to start scheduling movers, setting up utilities (gas, electric, internet, etc.), and planning any post-move updates. Early prep now = smooth sailing later.

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Step 8: Closing Documents & Final Walk-Through

Your lender will send your final loan docs and closing disclosure a few days before closing. It will outline all the final numbers and confirm final wire instructions  so you can send over the remainder of the down payment. We’ll also schedule a final walkthrough to ensure the property is in the same condition or confirm any agreed-upon repairs are complete, and that the home is ready for you.

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Step 9: Closing Day

You did it! Once everything is signed and the deed is recorded, the home is officially yours. We’ll be celebrating right alongside you!

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Step 10: Welcome Home!

This is just the beginning of our relationship. Whether you need a local recommendation, have questions down the road, or want to help friends or family find their perfect place—you’ve got a real estate family for life. Welcome home!

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